Devon Blog

Tag: insurance

  • Need a Second Opinion? Here’s Why More Patients Are Turning to eClinics by HealthOcta

    When it comes to your health, uncertainty is not an option. If you’ve been given a diagnosis you’re unsure about, or you’re facing a serious treatment decision, getting a second opinion can provide clarity, confidence, and in some cases, a completely different direction.

    But in the traditional healthcare system, getting a second opinion often takes weeks. You need referrals, approvals, and the patience to navigate scheduling bottlenecks. If you’re uninsured or paying out of pocket, it can be even harder to access the expertise you need.

    That’s where eClinics by HealthOcta comes in.

    Second opinions, without the wait

    eClinics by HealthOcta is a virtual care platform that gives you direct access to licensed doctors—including specialists—without needing insurance or referrals. You browse profiles, choose a provider based on their background and experience, and book a consult on your time. It’s pay-per-consult, with upfront pricing and no hidden charges.

    Whether you’re dealing with a chronic condition, a recent diagnosis, or a recommendation for surgery, you can speak with a qualified expert who listens carefully, reviews your history, and gives you real feedback.

    Why second opinions matter

    Second opinions aren’t just about peace of mind. They often lead to better outcomes. Studies have shown that when patients seek a second opinion:

    • 15–30% receive a changed or refined diagnosis
    • More than 60% receive a modified treatment plan
    • Some patients are able to avoid unnecessary procedures altogether

    In many cases, it’s not that the first doctor was wrong. It’s that medicine is complex, and perspectives differ. A second pair of eyes can reveal things that were missed—or offer a simpler, less invasive solution.

    Global access to specialists

    One of the advantages of eClinics by HealthOcta is that you’re not limited to specialists in your city or your network. You can consult with doctors across the country or even across borders. Many are internationally trained, have U.S. board certifications, or have years of experience managing exactly the condition you’re dealing with.

    This matters if you:

    • Live in a rural area or a small town
    • Don’t want to wait weeks for an in-network referral
    • Want the input of someone with a different medical background
    • Need an expert in a specific subspecialty that’s not locally available

    No insurance? No problem.

    Traditional second opinions often require insurance approvals, copays, or travel. With eClinics, you skip the bureaucracy entirely. Everything is paid directly between you and the provider. You know the cost before you book. You’re not locked into long-term plans or subscriptions. You pay only when you need care.

    For patients with high-deductible plans or no insurance at all, this model removes the friction. It puts you back in control of your health.

    Built for people who want answers, not obstacles

    If you’ve ever left a medical appointment with more questions than answers, you’re not alone. eClinics is designed for people who want clear, expert guidance without the delays and barriers of traditional care.

    You’re not rushed. You’re not navigating a call center or portal. You’re speaking with a medical professional who’s there to listen and respond—on your terms.

    Take the next step

    Getting a second opinion used to be a hassle. Now it’s a few clicks away. eClinics by HealthOcta makes it easier to be informed, proactive, and confident in your medical decisions. It’s a simple platform built around your needs—not insurance networks, hospital systems, or outdated rules.

    When it comes to your health, more clarity is never a bad idea.

  • Why more doctors are choosing to create a virtual practice over a traditional private practice

    Many doctors dream of private practice—independence, deeper patient relationships, and control over how and when they work. But the reality of building a traditional practice is steep: leasing space, hiring staff, dealing with insurance, and managing overhead. Even a virtual practice can require juggling tools, building a website, managing video consults, and figuring out billing and compliance on your own.

    We’ve talked to many doctors and have developed a deep understanding of the challenges faced building a private practice. That’s why we’re building eClinics by HealthOcta, a turnkey platform that makes it simple to run your own virtual clinic, with none of the infrastructure investment.

    Practice Medicine on Your Terms

    With eClinics, you can see patients when you want, from wherever you are. Set your own consultation rates, define the scope of your services, and focus on what you do best – caring for people. There’s no need to negotiate insurance, handle paperwork, or build your own tech stack. You get a fully functional clinic, hosted online, under your name.

    Durable, Independent Income

    eClinics gives you the chance to build a sustainable income stream – one that works alongside your current role, or stands on its own. Whether you’re a full-time physician, transitioning toward retirement, or looking to diversify your work, this is a low-friction way to earn on your own terms.

    Want to work light hours? Set up your clinic to only offer ‘second opinions’. Prefer international patients? Accept only ‘out-of-country’ consults. Want to serve your own community on evenings or weekends? You’re in control.

    Designed for a New Era of Care

    This model isn’t just about convenience. It’s about reaching patients who are underserved, uninsured, or stuck waiting weeks for referrals. It’s about offering consistent guidance to people managing chronic conditions. And it’s about giving you—the physician—more agency, more flexibility, and a better way to keep practicing medicine in a system that often burns people out.

    Whether you’re early in your career or decades in, eClinics by HealthOcta gives you a modern, powerful way to build something of your own. A practice that travels with you, scales with your time, and grows as your goals evolve.

  • Why Patients are frustrated with Healthcare and How eClinics by HealthOcta offers a Better Way

    Healthcare today is broken for a lot of people. Appointments take too long. Prices are confusing. Insurance creates more problems than it solves. Most patients just want clear answers, affordable care, and someone who listens. Instead, they often face delays, dead ends, and costs they didn’t see coming.

    We’re creating eClinics by HealthOcta (expected to launch by September 2025) to change that.

    One of the biggest frustrations people face is how long it takes to get help. It’s not uncommon to wait two to four weeks for a basic appointment. Seeing a specialist can take even longer. In that time, your symptoms could worsen, your anxiety builds, and your options shrink. With eClinics, you can often speak to a doctor within a day or two. You choose the provider, pick the time, and get answers when you need them, not weeks later.

    Another common issue is the cost of care. In many cases, patients don’t know what they’ll owe until the bill arrives. Even with insurance, there are copays, deductibles, and confusing out-of-network charges. If you’re uninsured, the price of a simple visit can feel out of reach. eClinics uses a pay-per-consult model. No premiums, no copays – even no subscriptions. Prices are clearly listed upfront. You only pay for your consult, and nothing is hidden.

    Insurance adds another layer of complexity. Patients often feel trapped in narrow provider networks. Even when covered, they struggle to find a doctor who’s available soon. If you’re out-of-network or without coverage, your options can feel limited. eclinics removes that barrier. Anyone can use it—whether they have insurance or not. There’s no paperwork, no prior authorization, and no gatekeeping.

    Many people also turn to eClinics when they want a second opinion. That could mean reviewing a diagnosis, understanding a treatment plan, or getting another perspective before deciding on surgery. Traditionally, getting a second opinion means travel, long delays, or high specialist fees. eclinics makes it possible to consult with doctors and specialists from across the country, or even internationally, without leaving your home.

    Perhaps the most important issue is that many patients don’t feel heard. Appointments feel rushed. Doctors are overloaded. People walk out with more questions than they came in with. eClinics is designed to be more focused. You choose the provider. You speak directly with a medical professional who takes the time to listen, understand your concerns, and guides you.

    The current healthcare system makes basic care difficult to access. eClinics offers a simpler path. No referrals. No networks. No fine print. Just straightforward access to real medical expertise, priced clearly and delivered on your terms.

    If you’re uninsured, managing a chronic condition, traveling, or just tired of waiting weeks for answers, eclinics gives you a better option. It doesn’t replace your primary care provider. It gives you more control and more flexibility when it matters most.

    Because taking care of your health shouldn’t be complicated. And it shouldn’t depend on what insurance card you carry.

  • Why Rethinking Health Insurance Could Lead to Better Care, and More Control

    The average American spends more than $7,000 a year on health insurance premiums. And still, when they need a doctor, they wait. They chase referrals. They wrestle with claim forms and surprise bills. And for many, that’s when they even have insurance. For the uninsured or underinsured, navigating the system can feel impossible.

    The deeper problem isn’t just cost. It’s that the entire system is built around sick care, not wellness care. The default model waits for you to get ill, then decides what level of support you qualify for. Until then, you’re mostly on your own.

    But what if that model no longer makes sense? What if you’re healthy, and you just want access to guidance—fast, clear, and on your terms?

    That’s where the pairing of a high-deductible insurance plan with eClinics by HealthOcta begins to look not just viable, but smart.

    The truth about “just in case” insurance

    More people are shifting toward high-deductible health plans (HDHPs). These offer lower monthly premiums, but come with higher out-of-pocket costs if something serious happens. They’re designed to be safety nets, not doorways to everyday care.

    And that’s the tradeoff: you save on premiums, but you’re largely paying out of pocket for anything short of an emergency. So even insured patients often hesitate to get help when they need it. They delay care. They guess their way through symptoms. They avoid follow-ups. Not because they want to—but because they can’t justify the time, cost, or hassle.

    The result: care gets pushed further away from the people who actually want to take their health seriously.

    Why eClinics fits the future of care

    eClinics by HealthOcta is being built for exactly this gap.

    It gives patients fast, direct access to licensed medical professionals—without insurance, without referrals, and without waiting weeks. You search for a doctor, review their profile, and book a consultation. The pricing is listed clearly. You pay once, per consult. No hidden bills. No approvals. No confusion.

    If you’re dealing with a chronic condition, want a second opinion, or just need quick guidance on symptoms or medications, eClinics lets you take action immediately. And it works whether you’re at home, on the road, or overseas.

    This isn’t concierge care for the elite. It’s practical care for people who want clarity—without getting stuck in a loop of paperwork and delays.

    Healthy people still need care

    There’s a growing category of patients who aren’t in crisis—but they care deeply about their health. They want to talk to a doctor about long-term prevention, not just illness. They want to know if their treatment plan makes sense. They want to understand how to manage a chronic condition without feeling rushed or lost in the shuffle.

    For these people, the traditional system often falls short. Insurance doesn’t reward them for being proactive. It complicates basic access. And it limits their ability to speak with the right experts when they actually want to.

    eClinics flips that experience. It gives patients control. If you’re healthy, a high-deductible plan handles the rare but expensive emergencies. eClinics handles everything else, routine concerns, long-term management, second opinions, and everyday questions. It’s a model built around staying well, not just reacting when things go wrong.

    A smarter pairing: high-deductible + eClinics

    It’s time to rethink how we structure access to care. Not just in response to what’s broken, but in support of what’s possible.

    For many, that starts with ditching overpriced, restrictive insurance plans that don’t match how they live. Instead, a high-deductible plan serves as a financial fallback. eClinics becomes the front door, the practical, immediate, trusted option for 90% of real-world health needs.

    You don’t wait. You don’t guess. You don’t get buried in paperwork. You just get care.

    The bottom line is this: if you’re relatively healthy and want to take control of your health—not just your insurance—then this model works. It’s already working for people who value time, transparency, and flexibility over bureaucracy.

    And as more patients step outside the old system, they’re discovering something simple:
    You don’t need to be sick to deserve care. You just need a system that listens.

    That’s what eClinics is being built to be.

  • Working smarter, not harder: how HealthOcta is taking a tech-led, people-first approach to healthcare

    Healthcare has a technology problem, but not in the way people think.

    There’s no shortage of apps, portals, or EMRs. What’s missing is technology that makes healthcare more human, not more complicated. At HealthOcta, we’ve been asking one question from the start: How can we reduce friction between patients, providers, and quality care?

    The answer isn’t more layers of software. It’s designing the right tools to serve real people, starting where care actually happens: at the point of need.

    That’s why we built VideoConsults, CarePlus, and eClinics—three platforms, one vision. Each tackles a broken part of healthcare and replaces it with something that just works.

    VideoConsults: real-time access to sub-speciality care, wherever you are

    VideoConsults gives emergency rooms, ACOs, assisted living facilities, and urgent care centers on-demand access to remote subspecialists. When a critical patient arrives and an expert’s input is needed fast, clinicians can instantly connect with a licensed specialist who can assess the case and guide next steps.

    This eliminates unnecessary patient transfers due to lack of in-house expertise. Hospitalists and ER physicians can act faster, with more confidence, knowing they have a world of expertise at their fingertips, right when it matters most.

    CarePlus: embedding preventative care inside the primary care office

    Most health conditions don’t go from fine to critical overnight. But the system rarely catches early warning signs because screenings either don’t happen or aren’t part of routine care.

    CarePlus is changing that. We built it to let primary care physicians offer specialist-grade screenings—right from their office. It started with diabetic retinopathy. Using smart imaging devices and cloud-based ophthalmology reviews, PCPs can now detect vision-threatening conditions during an annual checkup.

    And this is just the beginning. With the same model, CarePlus can support:

    • mental health screenings (PHQ-9, GAD-7),
    • pulmonary function tests,
    • cardiac risk stratification,
    • chronic kidney disease detection,
    • cognitive assessments for aging patients.
    • skin cancer screenings
    • and much more…

    The opportunity is huge, and we’re actively inviting specialists, clinical researchers, and diagnostic innovators to help expand what’s possible. Preventative care should be routine, not reactive. CarePlus helps make that true.

    eClinics: on-demand care, without the insurance maze

    For patients, one of the most frustrating parts of the system is the delay: long wait times, referrals, unclear costs, and insurance-based restrictions. For providers, it’s burnout—rising admin loads and loss of autonomy.

    eClinics gives both sides another option.

    It’s a platform where licensed medical professionals can offer direct-to-patient consultations—with transparent pricing, no referrals, and complete scheduling control. Patients use eClinics for second opinions, chronic condition guidance, general medical advice, or anything in between. Whether they’re insured or not, they can access expert care faster, more affordably, and with no guesswork.

    For doctors, eClinics is a way to practice medicine on their terms, free from rigid institutional constraints. It’s flexible, self-managed, and built for sustainability.

    The bigger picture: a healthcare system that actually works

    Together, these platforms form a new kind of healthcare stack, one that values access, prevention, speed, and dignity.

    • VideoConsults supports clinical decisions where specialty care isn’t always present.
    • CarePlus turns the PCP visit into a proactive screening event, not just a box to check.
    • eClinics puts patients back in control of their care journey, without bureaucracy in the way.

    These aren’t point solutions. They’re infrastructure for a future where patients don’t need to be sick to deserve care, and providers don’t need to burn out to make a difference.

    We’re building the tools we believe healthcare should have had all along.

    If you’re a clinician, technologist, or health system leader looking to help solve real-world problems, we’d love to hear from you. We’re constantly seeking knowledgeable advisors and guides to help us shape our vision and the future of healthcare.

    Because smart technology isn’t about replacing people. It’s about letting them do what they do best.

  • Introducing VideoConsults

    Introducing VideoConsults

    Healthocta’s vision is to fuse together medicine & technology so healthcare providers can deliver better healthcare.

    The US Healthcare system is awesome. Yes, it is! There are few challenges. However, we’re definitely among the better places on earth where you’d want to be receiving healthcare services.

    Some challenges in the US Healthcare industry

    (This is a summary of what we found when we spoke to a bunch of people and made a few searches online…)

    • Access and affordability: Despite having one of the highest per capita healthcare spending, the US still faces high costs of healthcare which is not affordable for a large part of the population.
    • Fragmented delivery system: The US healthcare system is fragmented with a complex network of different insurance providers, leading to higher costs and lower quality of care.
    • Inadequate primary care: There is a shortage of primary care providers in many areas of the country, leading to a higher reliance on more expensive emergency and specialty care services.
    • High administrative costs: The US healthcare system has high administrative costs, resulting in a higher overall cost of healthcare compared to other countries.
    • Lack of transparency: There is a lack of transparency in the healthcare system, making it difficult for patients to make informed decisions about their care and for employers to effectively manage the cost of their employee’s health insurance.
    • Health disparities: There are significant health disparities among different racial, ethnic, and socio-economic groups in the US, leading to unequal access to quality care and health outcomes.

    So what can be done about solving these challenges?

    If you boil it down, the primary theme of the issues is centered around high costs, lack of access to care in many areas of the country (think Rural) and lack of access to specialty care (in many places across the country)

    As a health technology company on a mission of TechMed fusion, we came up with a cool new innovative service. We call it VideoConsults by HealthOcta. With VideoConsults, we aim to help improve access to specialty services.

    What is VideoConsults by HealthOcta?

    VideoConsults is a technology enabled service by HealthOcta. This service is used by healthcare institutions such as Hospitals, Emergency Departments, Doctors offices, Freestanding ERs, Nursing facilities and other institutions to get access to and consult healthcare specialists without having to wait hours or days.

    We have created an innovative system that brings together the expertise of medical practitioners in a variety of specialty fields, sophisticated devices for diagnostic and imaging (that can be used by a medical assistant without having to undergo advanced training) and the ubiquitous reach of telemedicine technology to help solve the access and practitioner coverage issues omnipresent in the healthcare industry. What’s better than seeing a demo right here!

    The HealthOcta team is currently focusing on enabling better access in Ophthalmology. The Video Consults platform will soon be expanded to support a variety of specialty services. We’re keen to connect with healthcare providers & practitioners so we can learn from you and add capabilities more speciality service lines.

    Our teams are now actively bringing together specialists to offer their expertise on this platform. Please contact us to learn more.